How profitability differs between conventional and Islamic banks: A dynamic panel data approach

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dc.authorid0000-0002-1244-6734
dc.contributor.authorGümüş, Nihat
dc.contributor.authorYanıkkaya, Halit
dc.contributor.authorPabuççu, Yaşar Uğur
dc.contributor.authorGümüş, Nihat
dc.contributor.otherYönetim Bilimleri Fakültesi, İşletme Bölümü
dc.date.accessioned2018-02-05T06:55:00Z
dc.date.available2018-02-05T06:55:00Z
dc.date.issued2018
dc.departmentİHÜ, Yönetim Bilimleri Fakültesi, İşletme Bölümü
dc.description.abstractThis paper analyzes and compares the dynamics for the profitability of conventional banks and Islamic banks in the Organization of Islamic Cooperation countries and the United Kingdom between 2007 and 2013 using a sample of 74 Islamic and 354 conventional commercial banks. “Net interest margin” and “return on asset” are employed as variables representing the profitability and several new explanatory variables are introduced such as, the usage of self-service banking channels, penetration of financial services, crude oil/agriculture price indexes and asset ratio of non-Murabahah assets of Islamic Banking. Dynamic panel data estimates indicate that almost all explanatory variables of profitability for conventional and Islamic banks are different implying that profitability of Islamic banks relies on the different dynamics than that of conventional ones. Both profitability measures are not persistent over time and neither of them has significant relationship with the country specific macroeconomic variables. Estimation results imply the importance of new product and alternative channel development in enhancing the profitability of Islamic banks. Moreover, our analysis shows that the usage of products which promotes more risk sharing as compared to the products based on Murabahah structure can contribute to the performance of Islamic banks.
dc.identifier.citationGümüş, N., Yanıkkaya, H., Pabuççu, Y. U. (2018). How profitability differs between conventional and Islamic banks: A dynamic panel data approach. Pacific-Basin Finance Journal, 48, 99-111.
dc.identifier.doi10.1016/j.pacfin.2018.01.006
dc.identifier.endpage111
dc.identifier.issn1364-0321
dc.identifier.issue48
dc.identifier.scopus2-s2.0-85044525462
dc.identifier.scopusqualityQ1
dc.identifier.startpage99
dc.identifier.urihttps://doi.org/10.1016/j.pacfin.2018.01.006
dc.identifier.urihttps://hdl.handle.net/20.500.12154/265
dc.identifier.wosWOS:000429760000007
dc.identifier.wosqualityQ2
dc.indekslendigikaynakScopus
dc.indekslendigikaynakWeb of Science
dc.institutionauthorGümüş, Nihat
dc.institutionauthorid0000-0002-1244-6734
dc.language.isoen
dc.publisherElsevier
dc.relation.ihupublicationcategory115
dc.relation.ispartofPacific-Basin Finance Journal
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
dc.rightsinfo:eu-repo/semantics/closedAccess
dc.subjectNet Interest Margin
dc.subjectReturn On Asset
dc.subjectIslamic Banking
dc.subjectBanking Profitability
dc.titleHow profitability differs between conventional and Islamic banks: A dynamic panel data approach
dc.typeArticle
dspace.entity.typePublication
relation.isAuthorOfPublication9c51bbd6-3b36-41ff-b540-414d48f26ed1
relation.isAuthorOfPublication.latestForDiscovery9c51bbd6-3b36-41ff-b540-414d48f26ed1
relation.isOrgUnitOfPublicationc9253b76-6094-4836-ac99-2fcd5392d68f
relation.isOrgUnitOfPublication.latestForDiscoveryc9253b76-6094-4836-ac99-2fcd5392d68f

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