Varlı, Yusuf

Profil fotoğrafı
 E-posta Adresi
yusuf.varli@ihu.edu.tr
ORCID Profili
0000-0003-3305-7209
WoS Profili
DWH-2213-2022
Scopus Profili
56224252700
Google Akademik Profili
iRJGi8gAAAAJ
TR-Dizin Profili
369393

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Organizasyon Birimleri

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Organizasyon Birimi
Yönetim Bilimleri Fakültesi, İktisat Bölümü
İktisat Bölümü, başta Türkiye ve çevre ülkeler olmak üzere küresel ekonomileri anlayan, var olan sorunları analiz ederken, iktisadi kuramları ve kavramları yetkin ve özgün bir şekilde kullanma becerisine sahip bireyler yetiştirmeyi amaçlamaktadır.

Adı Soyadı

Yusuf Varlı

İlgi Alanları

İş ekonomisi, Fizik, Din

Kurumdaki Durumu

Pasif Personel

Filtreler

2019 - 20202
Filtreleri Sıfırla

Ayarlar

WoS Q: Q4 ×

Arama Sonuçları

Listeleniyor 1 - 2 / 2
  • Küçük Resim
    Yayın
    Dynamic analysis of defaults and prepayments in the Turkish mortgage market
    (Sosyoekonomi, 2019) Varlı, Yusuf; Övenç, Gökhan; Varlı, Yusuf; Yönetim Bilimleri Fakültesi, İktisat Bölümü
    We analyze the determinants of default and prepayment in the Turkish mortgage market by utilizing data obtained from a large commercial bank. Our main findings suggest that default is positively affected by a high loan to value ratio and term length of mortgages, and negatively affected by certain quantitative easing periods, good expectations regarding the future, the ratio of real house prices to the size of the economy and mortgage customer's high school and above level of education and being married. The probability of prepayment rises with the increase in variables such as the gain ratio due to prepayment, high school and above level of education of the mortgage customer, size of the GDP and the ratio of real house prices to GDP. We also find that the likelihoods of both the cases of default and prepayment are locally maximized when nearly 60% of the term is reached.
  • Küçük Resim
    Yayın
    A benchmark modelling for participation-based tax increment financing
    (Emerald Publishing, 2020) Varlı, Yusuf; Varlı, Yusuf; Varlı, Yusuf; Övenç, Gökhan; Yönetim Bilimleri Fakültesi, İktisat Bölümü; Yönetim Bilimleri Fakültesi, İktisat Bölümü
    Purpose – This paper aims to present the theoretical and conceptual framework of a new method in public finance called “participation based tax increment financing (P-TIF)” by combining conventional tax increment financing (TIF) within the Shar??ah-compliance structure. Design/methodology/approach – This study develops a benchmark model for P-TIF, which offers a participative contract between both lender and borrower. With the help of this model, a financing schema in P-TIF is established by incorporating stochastic modelling. Possible implications and alternative options of application are also explored with a discussion of challenges. Findings – The results mainly indicate that P-TIF promises lenders to be a part of increment from tax earnings, in return for a reduced interest rate. They show how a rise in participation of the lender in a given contract lowers the interest rate. Under the base case scenario, the interest rate is reduced to zero when the participation of the lender in tax increment is set at 50%. Practical implications – With the feature of being interest-free, P-TIF can be implied also within the Shar??ah-compliance framework, thanks to the model it is based on. Additionally, as the model in this paper is parametric, it can be applicable to various cases in Islamic finance. Originality/value – To the best of our knowledge, this is the first paper in the literature in the sense that it provides a conceptual idea and respective model for TIF method within a Shar??ah-compliance framework.