Özcan, Rasim

Profil fotoğrafı
 E-posta Adresi
rasim.ozcan@ihu.edu.tr
ORCID Profili
0000-0002-5738-7563
WoS Profili
GYV-0322-2022
Scopus Profili
57339987700
YÖK Araştırmacı Profili
14C63FB88DA56848
Google Akademik Profili
In2JjOsAAAAJ
TR-Dizin Profili
789855
SOBİAD Profili
221253

Araştırma projeleri

Organizasyon Birimleri

Organizasyon Birimi Logosu
Organizasyon Birimi
Yönetim Bilimleri Fakültesi, İktisat Bölümü
İktisat Bölümü, başta Türkiye ve çevre ülkeler olmak üzere küresel ekonomileri anlayan, var olan sorunları analiz ederken, iktisadi kuramları ve kavramları yetkin ve özgün bir şekilde kullanma becerisine sahip bireyler yetiştirmeyi amaçlamaktadır.

Adı Soyadı

Rasim Özcan

İlgi Alanları

Ekonomi,Finansal piyasalar, Manipülasyon ve Düzenleme, Blockchain Kripto Para Birim

Kurumdaki Durumu

Pasif Personel

Filtreler

20231
Filtreleri Sıfırla

Ayarlar

Yazar: Latif, Muhammad Nouman × Konu: Causality ×

Arama Sonuçları

Listeleniyor 1 - 1 / 1
  • Küçük Resim
    Yayın
    Fintech adoption in Pakistan: Mobile Wallet Service (MWS) over GDP causality evidence for pre and post COVID-19
    (Kinnaird College for Women, 2023) Latif, Muhammad Nouman; Özcan, Rasim
    This paper aims to analyze the use of mobile wallet services in Pakistan and how they affect both the economy and people's daily lives. Socioeconomically disadvantaged households in Pakistan will swiftly use mobile wallet services due to the increasing adoption of technology. Socioeconomic considerations are the most commonly used criterion for determining whether someone is underbanked or unbanked. We used data on mobile wallet services (MWS) and GDP from the State Bank of Pakistan for the period of 2013 to 2022. We conducted a causality test to ascertain the relationship between Pakistan's GDP and mobile wallet service. We discovered that the relationship between mobile wallet service and GDP is unidirectional. We then conducted an ordinary least square regression analysis, and the findings showed a positive correlation between GDP and mobile wallet service, confirming the causality. Because it is incredibly user-friendly and convenient for clients, it demonstrates that this service attracts attention from the public. Many low-income individuals use it, especially during the COVID-19 pandemic, as opposed to using standard banking systems. We recommend that financial literacy initiatives be taken seriously in order to promote equal financial inclusion in the economy. Mobile wallet users should be encouraged to keep using the service in order to aid the government in revenue mobilization. Additionally, it prevents the movement of illicit funds or fraudulent activity in the financial sector.