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dc.contributor.authorGümüş, Nihat
dc.contributor.authorYanıkkaya, Halit
dc.contributor.authorPabuççu, Yaşar Uğur
dc.date.accessioned2018-02-05T06:55:00Z
dc.date.available2018-02-05T06:55:00Z
dc.date.issued2018
dc.identifier.citationGümüş, N., Yanıkkaya, H., Pabuççu, Y. U. (2018). How profitability differs between conventional and Islamic banks: A dynamic panel data approach. Pacific-Basin Finance Journal, 48, 99-111.en_US
dc.identifier.issn1364-0321
dc.identifier.urihttps://doi.org/10.1016/j.pacfin.2018.01.006
dc.identifier.urihttps://hdl.handle.net/20.500.12154/265
dc.description.abstractThis paper analyzes and compares the dynamics for the profitability of conventional banks and Islamic banks in the Organization of Islamic Cooperation countries and the United Kingdom between 2007 and 2013 using a sample of 74 Islamic and 354 conventional commercial banks. “Net interest margin” and “return on asset” are employed as variables representing the profitability and several new explanatory variables are introduced such as, the usage of self-service banking channels, penetration of financial services, crude oil/agriculture price indexes and asset ratio of non-Murabahah assets of Islamic Banking. Dynamic panel data estimates indicate that almost all explanatory variables of profitability for conventional and Islamic banks are different implying that profitability of Islamic banks relies on the different dynamics than that of conventional ones. Both profitability measures are not persistent over time and neither of them has significant relationship with the country specific macroeconomic variables. Estimation results imply the importance of new product and alternative channel development in enhancing the profitability of Islamic banks. Moreover, our analysis shows that the usage of products which promotes more risk sharing as compared to the products based on Murabahah structure can contribute to the performance of Islamic banks.en_US
dc.language.isoengen_US
dc.publisherElsevieren_US
dc.relation.ispartofPacific-Basin Finance Journalen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectNet Interest Marginen_US
dc.subjectReturn On Asseten_US
dc.subjectIslamic Bankingen_US
dc.subjectBanking Profitabilityen_US
dc.titleHow profitability differs between conventional and Islamic banks: A dynamic panel data approachen_US
dc.typearticleen_US
dc.departmentİHÜ, Yönetim Bilimleri Fakültesi, İşletme Bölümüen_US
dc.authorid0000-0002-1244-6734en_US
dc.identifier.issue48en_US
dc.identifier.startpage99en_US
dc.identifier.endpage111en_US
dc.ihuauthorid0000-0002-1244-6734en_US
dc.relation.ihupublicationcategory115en_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.contributor.institutionauthorGümüş, Nihat
dc.identifier.doi10.1016/j.pacfin.2018.01.006
dc.description.wosqualityQ2en_US
dc.description.wospublicationidWOS:000429760000007en_US
dc.description.scopuspublicationid2-s2.0-85044525462en_US


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